Whether you’re after that loan for a brand new or second-hand vehicle, or seeking to refinance, RAC provides loans that are fast, an easy task to realize and, most of all, a deal that is really great.

Why choose RAC Finance for the auto loan?

Fixed rates of interest from only 5.70percent


Loan quantity Interest rates contrast rate 2 loans that are secured8,000 – $14,999 8.50percent p.a. 10.52per cent p.a.
$15,000 – $24,999 7.00% p.a. 7.77% p.a.
$25,000 – $44,999 6.20per cent p.a. 6.61% p.a.
$45,000 and over 5.70% p.a. 6.11% p.a.
quick unsecured loans
All loans being unsecuredper cent p.a. 15.07% p.a.

There are not any account-keeping that is monthly with RAC Finance. an establishment that is one-off of $299^ plus an $8.00 private Properties Securities Registration (PPSR) fee may use. a termination that is early of $225 may use if financing is settled a couple of years.

Get yourself a estimate & apply

Determine your repayments thereby applying for the loan


Candidates should be:

  • Over 18 years old
  • Be receiving an income
  • Hold a valid driver that is australian licence or student’s license
  • Protection must be registered in WA at period of loan settlement
  • you are A australian resident or permanent resident and reside in WA
  • Free of bankruptcy for 7 years

If we get your finalized loan papers therefore the loan has settled, your funds could be gotten.

– Funds via EFT or BPAY will get to the following 24 – 48 hours (time structures may differ dependent on your bank).

– Cheques arriving by post are sent via express mail simply take between 2 – 5 company days to attain you. You might receive your cheque during the time you signed your loan agreement.

There are not any month-to-month account-keeping costs with RAC Finance. an one-off establishment cost of $299^ plus an $8.00 private Properties Securities Registration (PPSR) fee may use. a termination that is early of $225 may use if a loan is settled a couple of years.

Not suitable for you?

Considering a different sort of loan that is personal? Take a good look at the other unsecured loan choices

Develop into a user once you get RAC Finance

As an associate you will get usage of great discounts & provides

1. Applications subject to RAC Finance Limited financing requirements. Charges and costs are payable. In the event that conditions of one’s loan are met, the mortgage agreement are going to be designed for signing the business that is following plus the funds will likely be prepared either via cheque, BPAY or EFT 24-48 hours from settlement. Time frames can vary greatly based on your bank . Stipulations use. Australian Credit Licence 387972. View RAC that is useful Finance relating to your loan.

2. Loan contrast rate: contrast rates for secured finance between $8,000 and $14,999 and all sorts of quick unsecured loans are considering a $10,000 loan over three years. Comparison prices for secured finance between $15,000 and $24,999 are derived from a $20,000 loan over 4 years. Contrast prices for secured personal loans over $25,000 are derived from a $30,000 loan over 5 years. The contrast prices are real just for the examples given and can even maybe not add all costs and fees. various terms, charges or any other loan quantities might lead to a various contrast price.

These details might be viewed as basic advice. That is, your own personal goals, requirements or situation that is financial maybe not taken into consideration while preparing these records. Appropriately, you should think about its appropriateness, having reference to yours goals, financial predicament and requirements before acting about it.

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